When buying a home or property, you want to be certain that your ownership of the real estate is clear of any issues that could impact your rights as the owner. A title company’s function is to search the appropriate public records to verify the identity of the current owners and to ensure there are no issues that could affect your ownership. When you enter your real estate transaction, did you know you can select your own title company?

Some information your title company should review:

•That the person who is selling the property has the right to do so.

•That any previous transfers were completed legally.

•That there are no outstanding liens or judgments against the property.

•Whether there are restrictions such as those placed by homeowners’ associations that could impact what you may want to do with the property, such as adding a shed or swimming pool.

All the information that is gathered by the title company is then forwarded to your lender who determines any issues that need to be resolved before you can legally acquire the property. Title companies also provide title insurance that protects the buyer against any title issues that may arise in the future after the purchase. As such a title search and title insurance are safeguard measures for the property buyer… protection before the purchase is completed (title search) and after the purchase against title issues (title insurance).

Brilliant Title, located at 1522 Postal Road in Chester, has been operating as a title company for over two decades. Brilliant Title is a full-service title company offering protection during the sale and minimizing the risk of potential claims before the sale is completed. Brilliant Title offers an extensive range of services to give all parties peace of mind. Those services include: title searches to identify any defects, liens, judgements; title insurance for protection against a loss related to defects; escrow by acting as the holder of the deed and money used in the sale; and, closing services distributing funds and creating all records for the sale.

Learn more about Brilliant Title by visiting https://thetitlepeople.com/, calling 410-643-3929 or sending an email to denise@brillianttitle.com.